Terms of Use

01What these terms cover

This website is operated by CMNC Associates Limited, registered in England and Wales under number 10735302, with a registered office at 167-169 Great Portland Street, London, W1W 5PF. By using this site you accept these terms. If you do not accept them, please do not use the site.

02This site is not advice

Everything published here, including The Control Method, the Cash Health Check and any figures, articles or examples, is general information and educational material only. It does not constitute financial, tax, legal, investment or professional accountancy advice, and it does not create a client relationship.

You should obtain professional advice specific to your circumstances before acting on anything you read here. Any decision you make on the basis of this website is made at your own discretion and risk.

03The Cash Health Check

The Cash Health Check is a free self-assessment tool. It produces an indicative result from the figures you enter and nothing more.

• It relies entirely on the accuracy of what you type. We do not verify it.
• It does not reconcile to your accounting system, your bank, or your filed accounts.
• It is not a substitute for the Financial Health Assessment, a management accounts pack, or professional advice.

Illustrative figures shown anywhere on this site are examples chosen to demonstrate a point. They are not forecasts, and they are not representative of any particular business.

04Client results and testimonials

Client outcomes shown on this site are real results from real engagements, anonymised because client identities are confidential. They describe what happened for those businesses in their circumstances.

They are not a promise, projection or guarantee of what will happen for you. Results depend on your business, your market, the decisions you take and factors outside anyone's control.

05Intellectual property

All content on this site, including text, design, graphics, and the naming and structure of The Control Method and Cash Management Distribution™, is owned by or licensed to CMNC Associates Limited and protected by intellectual property law.

You may read, print and share pages for your own information and internal business use, and you may quote short extracts provided you attribute them to CMNC Associates and link back to the source page. You may not republish substantial portions, present our material as your own, or use it commercially without our written permission.

06Acceptable use

You agree not to:

• Use the site for any unlawful or fraudulent purpose
• Submit false information, or another person's details, through any form on this site
• Attempt to gain unauthorised access to the site, its server, or any connected system
• Introduce malicious code, or attack the site by denial of service or any similar means
• Scrape, harvest or systematically extract content for commercial purposes without permission

We apply rate limiting and other protections and may restrict access where we reasonably believe these terms are being breached.

07Availability and third-party links

We work to keep the site available but we do not guarantee uninterrupted access. We may change, suspend or withdraw any part of it without notice.

This site links to third-party services and sources, including Calendly, Xero, published research and news reporting. We have no control over those sites and accept no responsibility for their content, availability or privacy practices. A link is not an endorsement.

08Liability

Nothing in these terms excludes or limits our liability for death or personal injury caused by our negligence, for fraud or fraudulent misrepresentation, or for anything else that cannot lawfully be excluded.

Subject to that, we exclude all conditions, warranties and representations that might otherwise apply to your use of this site, whether express or implied. We are not liable for any loss of profit, revenue, business, goodwill, data or anticipated savings, or for any indirect or consequential loss, arising from your use of this site or reliance on its content.

Liability arising from a paid engagement is governed by that engagement's terms, not by this page.

09Changes, law and jurisdiction

We may amend these terms at any time by updating this page. The date at the top shows when the current version took effect, and your continued use of the site means you accept the version in force.

These terms, and any dispute arising out of or in connection with them, are governed by the law of England and Wales. The courts of England and Wales have exclusive jurisdiction.